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To cash a check and get your money in minutes, the standard fee is 2% for payroll and government checks with a pre-printed signature and 5% for all other accepted checks, with a $5 minimum fee per check. If your check is approved, you can get your money in minutes, as good as cash and safe to spend, and put the money any place you want it. We use lots of sources of information to screen checks fast and most of the time, we approve them. Ingo Money takes the delay and the risk out of checks.